Cliff Jones RV Finance Department

• 1
  Apply.

  Complete the secure
  online application.

• 2
  Submit.

  Review your information
  and submit.

• 3
  Camp.

  Come down and
  pick your new RV.

If you've decided you want to finance your new RV, you're not alone. Seventy percent of RV buyers finance their fifth wheel, toy hauler or travel trailer. With a minimum down payment and approved credit, you can arrange financing with us and get out on the road a few hours after picking out your new or preowned RV. Plus, you can add in all your parts and accessories, service agreements, RV Insurance and more. You'll have everything you need, and you can accomplish all of this and keep it with one low monthly payment.

Since we finance more Forest River and Keystone than anyone else, we understand your special needs! Only someone who knows how you feel when you hit the road on your next vacation understands that getting your RV financed ASAP is your biggest concern. That's why we make the process easy for you.

Contact us about financing your next camper with Cliff Jones RV, serving Sealy, Katy and Houston and get out on the road today.

Why Finance Your RV At Cliff Jones RV?

When you finance your purchase instead of liquidating assets or paying cash, you maintain your personal financial flexibility. Plus, your RV may qualify for some of the same tax benefits as a second home mortgage. Of course, check with your tax advisor, but basically to qualify for these benefits, such as the deductibility of interest on the loan, the RV must be used as security for the loan along with providing basic living accommodations such as a sleeping area, bathroom and cooking facilities. Remember, the RV is considered a qualified second residence as long as you designate it for each tax year.

What Are the Advantages Of Financing?

Down payments are lower - Although final terms are determined based on your credit profile and the age, type and cost of the RV being purchased, financing through RV lenders usually requires down payments in the 10% range. Finance terms are longer / Monthly payments are lower - Because RV finance specialists know that RVs maintain their value and resale appeal, they tend to offer more attractive terms. In fact, it's not uncommon to find 15-20 year repayment schedules to help you afford the RV of your dreams. Feel free to use our handy RV finance payment calculator to help you decide what you may be able to afford!

Compare RV Financing With Other Options

Borrowing against an owned home is not an option unless the money is used directly for that home. Home mortgage interest deduction is restricted to interest paid on mortgage debt used to purchase or improve a residence, or to refinance the remaining balance on a purchase or improvement. The purchase of an RV, therefore, does not qualify for this deduction. Home equity loans limit the amount of interest that is deductible, if your RV loan balance exceeds $100,000. Home mortgage interest deduction is limited to interest paid on home equity loans up to $100,000.

The Last Word On RV Financing

Your RV might actually cost you less in the end if you finance your purchase. By not tapping into your financial assets to purchase the RV, you can take advantage of attractive new investment opportunities that might come along and the earnings from those investments can potentially exceed the cost of your RV financing. The bottom line is that if you are thinking of buying an RV, you should check financing options to maximize your purchase enjoyment. You'll be on the road enjoying your new RV before you know it!

Information provided by GoRVing.com

Apply Today

There's no reason to wait! To get a quote, apply now. Our staff will contact you about our available financing options.